Money is an important and essential resource be it for a nation or for an individual. The limited nature of this resource is what brings about the need for it to be used judiciously. Careful planning is extremely essential for making the most of the available resource. The field of finance is all about planning and managing the money well. Personal finance, public and business finance all come in the arena of finance. Whatever be the size of the organization or nation or be it an individual proper financial planning is important to meet all the commitments and also have a buffer for the future uses.Investment refers to the redirection of funds into avenues that have a good return. The current consumption is curtailed so as to make a profit or have a surplus in the future. Making the right investment decisions is very important to ensure a good return on the funds. Real estate, stocks and shares, mutual funds all are good avenues for investment.